State National Companies (SNC)

State National has been a trusted leader and innovator in portfolio protection since 1973. Now celebrating over 50 years of excellence, we are recognized as the premier provider of collateral and loan protection services to credit unions, banks, and specialty finance companies nationwide.

Why State National continues to lead the industry in protecting loan collateral: 

• Unwavering focus and expertise: Portfolio protection has been our core specialty for five decades.
• Sophisticated proprietary technology: Our InsurTrak platform was the first computerized insurance tracking service created for CPI, and we have continued to refine and improve it ever since. AI-powered tools, like our WRAP automated verification technology, and InstaClaim, the only instant automated claims payment system in the industry, provide streamlined service, tracking, and claims processing with exceptional speed and accuracy.
• Reduced member noise and optimized efficiency: Our comprehensive systems and processes minimize unnecessary borrower disruptions while delivering seamless service.
• Superior claims payments, faster resolutions: Our claims payments are, on average, 20% higher than those of other portfolio protection providers, and are also delivered to you significantly faster.
• Trusted by our clients: With a Net Promoter Score (NPS) of +82, we consistently achieve best-in-class standards for client satisfaction. In fact, our NPS is more than double the insurance industry average.
• Part of the Markel Group: We have operated with an “A” (Excellent) rating from AM Best for more than 30 continuous years, and are also backed by the stability of a Fortune 500 company.

Assets: 

Claims Value: The Big Picture: Uncover the full scope of claims value and how it impacts your bottom line. See the big picture now.

Moving From CPI to Blanket: Risky Business: Are you taking unnecessary risks? Learn how to transition from CPI to blanket coverage safely.

CPI Decision Tree infographic: Navigate CPI decisions with clarity. This visual guide simplifies complex choices.

Self vs. Blanket vs. CPI video: Confused about coverage options? This video breaks down self, blanket, and CPI to help you choose wisely.

Introduction to Collateral Protection Insurance video: Demystify CPI. Get a clear, concise introduction to collateral protection insurance in this informative video.

Video case study – Discover Leading-Edge CPI Technology: Learn How LGE Benefits.

Video case study – Discover a Decades-Long Partnership: Watch the Members 1st Case Study.